💰 Salary Breakup & Tax Reality (India)

🧠 Your Salary Autopsy Report

CTC is a marketing number. In-hand salary is the truth.

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💰 What You Actually Get

₹ / month

This is the only money you can freely spend.

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🔒 Where Your Salary Gets Locked

Out of ₹ / month shown on paper:

• 💸 Tax → ₹
• 🔐 Employee PF → ₹
• ⏳ Gratuity → ₹
• 🎁 Bonus (Delayed) → ₹

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🎭 Salary Illusion Score

/ 100 — HIGH

Higher score = more HR-friendly salary structure.

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🧾 Negotiation Power

Leverage:

• ✔ Bonus → Can be reduced
• ✔ Employer PF → Can be restructured
• ✖ Tax → Not negotiable